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SELF Products Terms and Conditions

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Effective Date: February 25th, 2026

These SELF Products Terms and Conditions (“Terms'' or “Agreement”) apply to and govern SELF Users’ (“you” or “your”) use of and access to any and all products and services that are made available to you by Self ID, Inc. (“SELF ID”, “we” or “us”) (each a “party”, collectively “parties”). Product specific terms and conditions may apply to particular SELF Products (‘Supplemental Terms”) which shall form a part of and be subject to these Terms. Unless otherwise noted in the applicable Supplemental Terms, such Supplemental Terms shall control in the event of any conflict with these Terms. These Terms also consist of any policy, addendum, or exhibit that is referenced below and, by such reference, incorporated into these Terms (''Incorporated Policies”). Capitalized terms are defined in Section 19 (Definitions) and contextually throughout these Terms.


YOUR USE OR ACCESSING OF SELF PRODUCTS CONSTITUTES YOUR CONSENT TO, AND ACCEPTANCE OF, THESE TERMS, INCLUDING, UNLESS YOU OPT OUT, THE BINDING ARBITRATION CLAUSE AND CLASS ACTION WAIVER (SECTION 14) THAT IMPACTS YOUR RIGHTS REGARDING THE RESOLUTION OF DISPUTES. YOU ARE HEREBY ADVISED TO READ SECTION 14 CAREFULLY. IF YOU DO NOT CONSENT TO THESE TERMS, DO NOT USE OR ACCESS SELF PRODUCTS.


If you are accessing or using any of our products or services on behalf of your company, legal entity or organization, you represent and warrant that you have full power and authority to accept this Agreement on behalf of your company, legal entity or organization, and all references to “Users” reference your company, legal entity or organization.


By indicating your acceptance of these Terms, or accessing or using SELF Products, you are agreeing to be bound by the terms and conditions set forth below. Each party expressly acknowledges and agrees that this Agreement is legally binding upon it.

1. Overview

1.1 SELF Products generally

SELF Products are built atop the Multidimensional Identity Protocol (“MDIP”). MDIP is a Decentralized Identifier (“DID”) management protocol, and it is the mechanism by which SELF Products interact with distributed ledgers, or “blockchains” (more information about blockchains can be found in Section 4 of our Privacy Policy). Through SELF Products, you manage DIDs that are solely your own and attributable to you and which are secured through asymmetric cryptography. You may choose to self-attest certain of your User Data or have such User Data verified by an Attester, the result of which is a Molecule. Molecules that are verified by Attesters are created through a process that is designed by the subject Attester and which is independent of SELF Products and SELF ID. The outcome of this process is a Molecule that is placed in your SELF after creation and which you control and own subject to the Attester's terms and conditions

1.2 Distribution of SELF Products

SELF Products are available to you through various distribution channels. Certain SELF Products are available as downloadable software in the form of native mobile applications (“SELF Mobile App(s)”) which you can obtain from Digital Store Distribution Channels, whereas other SELF Products may be made available to you through a web portal provided as a SELF ID-hosted software-as-a-service (“SELF Web Portal”). Distribution of SELF Products is determined at our sole discretion and we do not guarantee the availability of any specific distribution method.

1.3 Applicability of these Terms

SELF Products will change from time-to-time at our discretion but, at all times, and throughout your use of or access to SELF Products, any such offerings shall be governed by these Terms. Be advised that we may modify, replace, restrict or refuse access to, suspend, or discontinue SELF Products, in whole or in part, at any time without prior notice, at our discretion and without any liability to you.

2. SELF Products

2.1 Your use of SELF Products

At all times, your use of SELF Products must be in compliance with these Terms. Use of SELF Products requires that you first have, or create through SELF Products, a SELF for which you are solely responsible. As further stated in Section 11 (Disclaimer of Warranties) of these Terms, although we may provide features to help you create a SELF, you hereby acknowledge and agree that SELF ID no responsibility for, access to, obligation concerning, or liability arising from your SELF.

2.2 SELF Products Updates

You acknowledge that we may, from time-to-time, release upgraded/updated versions of SELF Products, including SELF Mobile Apps, and may automatically upgrade the version of the SELF Mobile App that you are using on your mobile device. You hereby consent to such automatic upgrading/updating on your mobile device and these Terms will apply to any such upgrades/updates.

2.3 Access Credentials

You and you alone are responsible for the integrity, security and confidentiality of your Access Credentials. If you use SELF Products to create a SELF, we will generate a Secret Recovery Phrase that is individual to you. You must keep your Access Credentials confidential and not share them with anyone else, including with us. We do not store a backup of your Access Credentials and will not be able to recover your SELF should you lose your Access Credentials.


(a) Credentials Tools

We may offer you various guides, “tool tips”, and other helpful features through SELF Products to help you properly retain your Access Credentials (“Credentials Tools”). Credentials Tools are offered solely as guidance and you acknowledge and agree that we have no obligation with respect to the retention or preservation of such Access Credentials. You are advised to memorialize the Access Credentials in a permanent manner that only you have access to as you are solely responsible for retention of your Access Credentials, including their integrity and confidentiality.


(b) Responsibility for Credentials

You are responsible for compliance with these Terms and for all actions taken through your Access Credentials, whether you are aware of such actions or not.

2.4 Termination and Cancellation

If you no longer wish to use SELF Products, your sole and exclusive recourse is to stop using SELF Products. You may initiate a deletion of User Data held by SELF ID through the “Settings” menu option in the SELF Mobile App, by which we will delete any User Data that you have disclosed to us or which we have automatically collected (except for Usage Data). Further, you may delete the SELF Mobile App from your device, which will delete your locally-stored SELF and any and all User Data associated therewith (excluding Usage Data) stored locally on your device. Following your deletion of the SELF Mobile App, your User Data will persist in the MDIP network but you will not be able to access or otherwise manage said User Data with SELF Products. If we suspect you are in violation of your obligations under these Terms, we may take actions to suspend or terminate your access to SELF Products, with or without prior notice, and we will have no liability to you for taking such an action, and your obligations under these Terms shall remain in full force and effect.

2.5 Technical Support

You acknowledge that SELF ID does not provide, and has no obligation to provide, any support for User Data, Attestations, Requests, or your Engagements with Third Parties, generally. You acknowledge and agree that SELF ID will only provide support related to the technical performance or features of SELF Products (“Technical Support”) and that we will not provide you with any support or assistance regarding your Engagements, User Data, Third Parties, or Molecules (unless related to technical performance or features of SELF Products). Do not send SELF ID any of your User Data and SELF ID shall not process any such User Data and will delete the same upon receipt.

3. User Data

3.1 No SELF ID access to User Data

Unless as otherwise stated in Section 3.4 (Manifest Disclosures), when you use SELF Products, we do not have access to, nor do we host or otherwise have visibility into, your User Data. SELF Products act as a passive conduit, or pass-through, for your User Data. User Data is encrypted and accessible only to you, and it is stored either on your local device or on integrated Third Party Registries and Platforms at your direction and control. You determine which, if any, Third Party Registries and Platforms or Third Parties have access to your User Data. You hereby acknowledge and agree that Third Party Registries and Platforms are provided independently of SELF ID, we have no control of such services, and subject to their own terms and conditions. For clarity, SELF ID does not assume any liability from your use of such Third Party Registries and Platforms (see Section 8 of these Terms for more information). Additionally, you may disclose certain User Data to us in order to receive Technical Support and, where User Data constitutes personal information, such data will be processed according to our Privacy Policy.

3.2 Relationships between Users

SELF Products enable you to manage your User Data by granting, restricting, or withdrawing a Third Party's access to it. Note that withdrawing a Third Party's access to your User Data may not result in a deletion of that User Data by such a Third Party, and any such process shall be governed by the subject Third Party's privacy policy and service terms and conditions. Accordingly, when you use SELF Products, you will be interacting with Third Parties, including as it relates to disclosure of your User Data. You hereby acknowledge that any interactions, communications, disclosures of User Data or transactions between you and Third Parties through SELF Products (collectively, “Engagements”), including where such other Third Parties are acting as Attesters and Requesters, are solely between you and such Third Parties. Users are solely responsible for their Engagements and, as further stated in Section 11 and without limiting any other provision of these Terms, we expressly disclaim any and all liability arising from Engagements to the fullest extent permitted by applicable law.


(a) You are solely responsible for your disclosures to Third Parties

It is incumbent upon you, and solely your responsibility, to verify the authenticity and legitimacy of Third Parties to whom you intend to disclose your User Data. By using SELF Products, you acknowledge and agree that we are not responsible for, and have no obligation or liability with respect to, your disclosure of User Data to Third Parties through your use of SELF Products. You hereby acknowledge and agree that the usage of SELF Products by Third Parties is not an endorsement by us of any such Third Party. For the avoidance of doubt, any disclosure by you of User Data to Third Parties is solely your responsibility and you do so at your own risk, and SELF ID has no liability to you for such disclosures, including inadvertent disclosures. We do not guarantee the availability of or integration with any specific Third Party.


3.3 Interaction with Attesters

We do not issue Attestations to Users. When you request or are offered an Attestation, you are not interacting with, nor are you disclosing your User Data to, SELF ID. The exchange of your User Data takes place within MDIP. Through MDIP, any exchange of User Data is encrypted and only the parties to the exchange can access the subject User Data. In order to provide you with an attestation, Attesters may process (a) User Data that you disclose through SELF Products, and/or (b) your personal information that they collected from or about you independently of SELF Products. User Data that you disclose to an Attester is processed pursuant to the Attester's privacy policy and terms of service, and you hereby acknowledge and agree that SELF ID has no responsibility or liability with respect to an Attester's processing of your User Data (including with regard to its security).

3.4 Manifest Disclosures

SELF Products may enable you to post certain of your User Data in a public format that is viewable by other Users and those networks that have incorporated MDIP (“Manifest”). Manifest is akin to your public profile on a social media network. SELF Products may enable you to post in two distinct methods: Publishing and Revealing. When you Publish to your Manifest, you are publicly disclosing the metadata associated with the subject User Data (for example, the issuer of a Molecule). When you Reveal to your Manifest, you are publicly disclosing the content of the User Data itself (for example, your Attested credit score). You have full discretion and control as to which of your User Data is disclosed via your Manifest. In posting your User Data to the Manifest, you acknowledge and agree that we have no responsibility, control, or liability with respect to your Manifest Disclosures. You are advised to always proceed with caution prior to Revealing or Publishing any of your User Data as it may be irreversible. For more information, please see Section 4 of our Privacy Policy.

3.5 Security

SELF ID uses reasonable physical, technical and organizational security measures which are commensurate with the nature of User Data that we process ourselves to provide SELF Products.

3.6 Privacy Policy

SELF ID shall comply with the Privacy Policy available here.

4. Licenses

4.1 License you grant to SELF ID

When you interact with SELF Products, there may be circumstances where you disclose to us certain User Data required for us to provide you with access to such products and services. Where you disclose such User Data with us, you hereby grant us a worldwide, irrevocable, perpetual, transferrable, non-assignable (except as permitted under these Terms), sublicensable, non-exclusive, fully-paid, and royalty-free license to access, retrieve, store, copy, display, distribute, transmit and otherwise use such User Data in a manner consistent with these Terms and our Privacy Policy. For the avoidance of doubt, the license you grant to us under this Section 4.1 extends to our service providers, vendors, and licensors.

4.2 License SELF ID grants to you

You are hereby granted a limited, non-exclusive, non-transferable, non-assignable, non-sublicensable and revocable license to use SELF Products, and specifically a compiled code copy of the SELF Mobile App (where applicable), subject to your compliance with these Terms. The license granted to you in this Section 4.2 does not allow you to distribute SELF Products unless otherwise authorized by SELF ID in writing. We reserve the right to revoke this license at any time and for any reason, with or without notice, and without liability to you.

4.3 Service Provider Terms of Service

By using or accessing SELF Products, you acknowledge and agree that certain features and functionalities of SELF Products may require you to enter into agreements with, or accept terms of service of, certain of our service providers. For clarity, Third Parties are not our service providers. You agree that your use of such features and functionalities constitutes your consent to be bound by any applicable terms and conditions or agreements imposed by such service providers and may concern, but are not limited to, data privacy and payment processing.

5. Ownership

5.1 Ownership Limitations

Neither party grants the other any rights or licenses not expressly set out in these Terms. Except as otherwise set forth in these Terms, you retain all intellectual property and other rights in your User Data. Except for your use rights in these Terms, SELF ID and its licensors retain all intellectual property and other rights in SELF Products, whether protected by copyright, trademark, trade secret and any other applicable intellectual property laws, including with respect to any modifications or improvements to we make to SELF Products. SELF ID may generate and use Usage Data to operate, improve, analyze and support SELF Products and for other lawful business purposes. If you provide us with feedback or suggestions regarding any SELF Products, SELF ID may use the feedback or suggestions without restriction, including without any obligation to pay royalties or other compensation to you.

5.2 Molecules

When any of your User Data is verified by an Attester, the Molecule that results is stored in your SELF. Molecules are distinct from both your User Data and the data separately possessed by the Attester and processed in providing an Attestation. You retain certain use rights over Molecules and may share any such Molecule with Third Parties at your discretion, subject to the Attester's terms and conditions. The terms governing your license to any Molecule are set entirely and exclusively by the issuing Attester. You hereby acknowledge that we have no responsibility, control, or liability with respect to the license granted to you by any Attester for specific Molecule(s), or for your Molecule(s) generally.

6. User Obligations

6.1 You are solely responsible for User Data

You are solely responsible for your User Data, including its accuracy, and represent and warrant that you are submitting true and accurate information and that you will not attempt to obscure, obfuscate or blur any of your User Data to evade your obligations under these Terms or frustrate the purpose(s) of SELF Products. SELF ID HAS NO RESPONSIBILITY FOR, AND NO LIABILITY WITH RESPECT TO, ANY OF YOUR USER DATA AND YOU REMAIN SOLELY RESPONSIBLE FOR YOUR USER DATA AND YOUR USE THEREOF AT ALL TIMES. YOU HEREBY ACKNOWLEDGE AND AGREE THAT SELF PRODUCTS SERVE ONLY AS A PASSIVE CONDUIT FOR YOUR DISTRIBUTION OF YOUR USER DATA. Further, you represent and warrant to us that you (a) have made all disclosures and have all rights, consents and permissions necessary to use such User Data in connection with SELF Products, (b) that such use by you will not violate or infringe applicable laws, third-party rights (including intellectual property, publicity or privacy), or your contractual or legal obligations to third parties, (c) that you are at least 18 years of age (or the age of legal majority under applicable law) or, alternatively, that you are accessing SELF Products with the approval and supervision of a parent or guardian. If you are such a parent or guardian who authorizes a User under the age of 18 to access or otherwise use SELF Products, you hereby acknowledge and agree that you are exclusively and fully responsible and liable for the acts and omissions of such a User.

6.2 Export Control

You represent and warrant the following: (a) you are not located in a country that is subject to a U.S. Government embargo or has been designated by the U.S. Government as a “terrorist supporting” country, (b) you are not listed on any U.S. Government list of prohibited or restricted parties, (c) you are not a citizen, national, or resident of, and are not under control of, the government of Cuba, Iran, North Korea, Russia, Sudan, Syria nor any country to which the European Union (EU) or the United States have prohibited export; and (d) you will not submit to SELF Products any information that is controlled under the U.S. International Traffic in Arms Regulations. Further, you warrant that you will not use SELF Products for the design or development of nuclear, chemical or biological weapons or missile technology, or for terrorist activity, without the prior permission of the United States government.

6.3 User Restrictions

As a condition on the rights granted to you under these Terms, you will not (and will not permit anyone else to) do any of the following: (a) use any SELF Product to develop a similar or competing product or service, (b) reverse engineer, decompile, disassemble, or seek to access the source code, underlying ideas, algorithms, file formats, or non-public APIs to any SELF Product, except to the extent expressly permitted by applicable law (and then only with prior notice to SELF ID), (c) modify or create derivative works of any SELF Product or copy any element of any SELF Product (unless authorized by SELF ID in writing), (d) remove, circumvent, disable, damage or otherwise interfere with security-related features of SELF Products, features that prevent or restrict use or copying of any content accessible through SELF Products, or features that enforce limitations on use of SELF Products, (e) transmit any virus, malicious code, or other harmful materials to or via SELF Products, (f) delete the copyright and other proprietary rights notices on SELF Products or infringe any copyright, patent or trademark of any third party, (f) use SELF Products to promote, conduct, contribute, or spread illegal materials or activities including spam or unsolicited messages (commercial or otherwise), or (g) trick, deceive, defraud or mislead any User, including Third Parties, for any reason.

6.4 Compliance with applicable laws

You acknowledge and agree that it is your obligation to ensure that your use of SELF Products complies with applicable laws. For clarity, the availability of SELF Products in your country or region does not ensure compliance with applicable laws.

7. Fees

We may, and reserve the right to, charge fees for SELF Products that we make available to you and adjust those fees at our sole discretion. We will notify you of any such fees and amounts thereof in advance. Any fees or pricing associated with SELF Products may be generally applicable on a standard fee schedule or pursuant to a separate commercial agreement between you and SELF ID. Further, you may incur charges and/or other costs based upon your use of SELF Products. For example, you may have to pay certain fees to Attesters to obtain Molecules or costs in order to upload any User Data to a third party registry. Such costs are outside of our control. You hereby acknowledge and agree that, with respect to any such fees or costs assessed by Third Parties or registries based upon your usage of SELF Products, and unless we explicitly state otherwise in writing, you alone are responsible for payment. Further, you acknowledge that the up-front payment of certain fees may be required before you may access certain services through SELF Products, including receipt of Attestations from Attesters. We may, from time-to-time and at our sole discretion, offer various forms of promotions related to SELF Products, including incentive pricing (“Promotional Offers”). The specifics, duration, and terms of Promotional Offers are set exclusively by SELF ID without any obligation or liability to you.

8. Third Party Materials and Services

8.1 Access to Third Party Materials and Services

Through SELF Products, you may (a) access links to Third Parties, their services, products, and information that they possess and process, (b) access or use Third Party services and products, including Attestations, or (c) access or use Third Party Registries and Platforms and other integrated products and services (collectively, “Third Party Materials and Services”). When using, interacting with or otherwise engaging Third Party Materials and Services, you acknowledge that you are not communicating with or engaging us. We provide access to such Third Party Materials and Services as a convenience and we do not have control over, nor do we monitor, said Third Party Materials and Services. For clarity, we do not recommend, warrant or endorse, and are not responsible for the availability or legitimacy of, the content, products, services, accessibility or availability of Third Party Materials and Services. You acknowledge and agree that you are solely responsible for any fees or costs associated with accessing such Third Party Materials and Services.

8.2 NO WARRANTIES REGARDING THIRD PARTY MATERIALS AND SERVICES

SELF ID MAKES NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, ABOUT THIRD PARTY MATERIALS AND SERVICES, THE PARTIES THEY ARE OWNED AND OPERATED BY, THE AVAILABILITY THEREOF, THE INFORMATION AVAILABLE OR OTHERWISE ACCESSED THROUGH THEM, OR THE SUITABILITY OF THEIR PRODUCTS OR SERVICES. YOU ACKNOWLEDGE AND AGREE THAT YOU ARE SOLELY RESPONSIBLE FOR, AND ASSUME ALL RISK ARISING FROM, YOUR USE OR ENGAGEMENT OF, OR ACCESS TO, ANY THIRD PARTY MATERIALS AND SERVICES. IF YOU USE, ENGAGE, OR OTHERWISE ACCESS THIRD PARTY MATERIALS AND SERVICES FOR ANY REASON, YOU DO SO AT YOUR SOLE RISK AND YOU ACKNOWLEDGE THAT THESE TERMS, INCLUDING OUR PRIVACY POLICY, DO NOT APPLY TO SUCH USE. ACCORDINGLY, WHEN YOU USE, ENGAGE, OR OTHERWISE ACCESS SUCH THIRD PARTY MATERIALS AND SERVICES, YOU HEREBY ACKNOWLEDGE THAT YOU ARE SUBJECT TO, AND AGREE TO, SUCH A THIRD PARTY'S APPLICABLE TERMS AND CONDITIONS.

8.3 NO LIABILITY FOR THIRD PARTY MATERIALS AND SERVICES

WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS, SELF ID IS NOT RESPONSIBLE FOR ANY DAMAGES OR LOSSES YOU INCUR AS A RESULT OF YOUR USE OF ANY THIRD PARTY MATERIALS OR SERVICES. FURTHER, SELF ID IS NOT LIABLE FOR, AND EXPRESSLY DISCLAIMS, ANY AND ALL LIABILITY FOR ANY LOSS OR DAMAGES ARISING FROM ANY USE, ENGAGEMENT OR ACCESS THIRD PARTY MATERIALS AND SERVICES.

9. Attester Terms

Where you Attest to the User Data of another User, you agree that the Attester Supplemental Terms, available here, shall apply.

10. Requester Terms

Where you act as a Requester and seek disclosure of the User Data of another User, you agree that the Requester Supplemental Terms, available here, shall apply.

11. DISCLAIMER OF WARRANTIES

11.1 DISCLAIMER:

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SELF PRODUCTS ARE PROVIDED ON AN “AS IS”, “WITH ALL FAULTS” AND “AS AVAILABLE” BASIS AND YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT YOUR USE OF SELF PRODUCTS IS AT YOUR SOLE RISK. FURTHER, WE MAKE NO GUARANTEES THAT SELF PRODUCTS WILL BE SAFE, SECURE, OR ERROR-FREE, OR THAT THEY WILL FUNCTION ON YOUR DEVICE OR WITHOUT DISRUPTIONS, DELAYS, OR IMPERFECTIONS. UNLESS PROHIBITED BY APPLICABLE LAW, SELF ID AND OUR LICENSORS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. FURTHER, SELF ID MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO: (a) THE OPERATION OF SELF PRODUCTS OR THE INFORMATION, CONTENT, MATERIALS OR OTHER SERVICES INCLUDED IN, OR OTHERWISE MADE AVAILABLE TO YOU BY, SELF ID OR ANY THIRD PARTIES THROUGH YOUR USE OF SELF PRODUCTS, OR (b) USE OR THE RESULTS OF USE OF SELF PRODUCTS OR THE CONTENT WE PROVIDE OR PROVIDED BY ANY OTHER PARTY WITH RESPECT TO THE CORRECTNESS, COMPLETENESS, RESULTS, AVAILABILITY, ACCURACY, OR RELIABILITY OF SUCH CONTENT. YOU HEREBY ACKNOWLEDGE AND AGREE THAT, IN THE EVENT YOU ARE DISSATISFIED WITH SELF PRODUCTS FOR ANY REASON, YOUR SOLE AND EXCLUSIVE REMEDY SHALL BE TO CEASE YOUR USE OF SELF PRODUCTS.

11.2 NO FINANCIAL, LEGAL, OR TAX ADVICE:

SELF PRODUCTS AND ANY INFORMATION PROVIDED, OBTAINED, ACCESSED, OR OTHERWISE MADE AVAILABLE TO YOU ARE FOR GENERAL INFORMATION PURPOSES ONLY AND DO NOT CONSTITUTE FINANCIAL, INVESTMENT, LEGAL, OR TAX ADVICE. YOU ARE SOLELY RESPONSIBLE FOR DETERMINING WHETHER ANY TRANSACTION, DIGITAL ASSET EXCHANGE, OR USE OF SELF PRODUCTS IS APPROPRIATE FOR YOU BASED ON YOUR OWN CIRCUMSTANCES AND RISK TOLERANCE. YOU ARE HEREBY ADVISED TO SEEK THE GUIDANCE OF QUALIFIED PROFESSIONAL AND, WHERE APPLICABLE, LICENSED ADVISORS BEFORE MAKING ANY DECISIONS.

12. LIMITATION OF LIABILITY

12.1 LIMITATION

EXCEPT TO THE EXTENT PROHIBITED BY APPLICABLE LAW, SELF ID WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND, WHETHER DIRECT OR INDIRECT, UNDER ANY LEGAL THEORY, INCLUDING BUT NOT LIMITED TO CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF SELF PRODUCTS, INCLUDING, WITHOUT LIMITATION, ANY OF YOUR ENGAGEMENTS THROUGH SELF PRODUCTS.

12.2 NO INDIRECT DAMAGES

SELF ID WILL NOT BE LIABLE FOR ANY LOSS OF REVENUE, OR FOR INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, OR FOR DAMAGES FOR LOST PROFITS, BUSINESS INTERRUPTION, OR LOSS, DAMAGE, DELETION OF OR FAILURE TO STORE USER DATA, EVEN IF SELF ID KNEW OR REASONABLY SHOULD HAVE KNOWN THAT SUCH DAMAGES WERE POSSIBLE.

12.3 CALIFORNIA RESIDENT WAIVER OF CIVIL CODE §1542, WHICH STATES THE FOLLOWING:

A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE AND THAT, IF KNOWN BY HIM OR HER, WOULD HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR RELEASED PARTY

13. Indemnification

13.1 Your indemnification obligations

You agree to indemnify, defend, and hold us, our licensors and suppliers (collectively under this Section 13 and all references to this Section 13, “us”) harmless from any claims, demands, suits, damages, costs, penalties, liabilities, and expenses, including reasonable attorneys' fees, arising out of: (a) your use of SELF Products; (b) your breach of these Terms (including any representation or warranty); (c) violation of applicable laws (including data protection laws or violations of privacy rights); (d) claims by third parties related to your use of SELF Products (including your infringement of intellectual property rights); or (e) your actions or omissions resulting in liability to us. We reserve the right, at your reasonable expense, to assume exclusive defense and control of any matter for which you are required to indemnify us under these Terms. You agree to promptly notify us of any claim within your knowledge that falls under this Section 13.1 and cooperate fully with our defense of these claims.

13.2 Our indemnification obligations

Subject to our sole discretion, we will defend you and hold you harmless against any claims made against you by any third party that SELF Products infringe such a third party's U.S. patent, copyright or trademark. Our undertaking of obligations in this Section 13.2 are subject to receiving: (a) prompt notice of the claim, (b) the exclusive right to control and direct the investigation, defense and settlement of the claim; and (c) all reasonably necessary cooperation from you, at our expense, for reasonable out-of-pocket expenses. With respect to any such claim or allegation, we may, at our sole discretion: (i) procure rights for your continued use of SELF Products, (ii) replace or modify the allegedly infringing SELF Product to avoid infringement without reducing the overall functionality, or (iii) terminate your rights to use SELF Products and refund any prepaid fees for unused portions. Any obligation we undertake in this section 13.2 does not apply: (A) to infringement resulting from your modification of Products or use of Products in combination with items not provided by SELF ID, (B) to infringement resulting from use of a non-supported version of the Products, (C) to unauthorized use of the Products, (D) if you settle or make any admission about a claim with our prior consent.This Section 13.2 sets out your exclusive remedy and our entire liability regarding infringement of third-party intellectual property rights.

14. ARBITRATION AGREEMENT AND CLASS ACTION WAIVER - IMPORTANT - PLEASE REVIEW AS THIS AFFECTS YOUR LEGAL RIGHTS

14.1 Binding Arbitration Advisory Notice

Please read this Arbitration Agreement and Class Action Waiver (“Arbitration Agreement”) carefully as it may significantly affect your legal rights, including your right to a trial in a court, to have a jury hear your claims, and to participate in a class action lawsuit against us. Due to the expense and time associated with litigation, we believe that it is in our mutual best interests to resolve disputes through final and binding arbitration. This Section 14 outlines our respective rights and obligations. The Federal Arbitration Act applies to this Agreement and shall not be governed by any state law concerning arbitration.

14.2 Mediation

Before commencing a formal arbitration proceeding, both you and SELF ID agree to first attempt to resolve any disputes informally through mediation. To commence mediation, please send a Notice of Dispute to legal@selfid.com that includes your name, email address, a specific description of the issue or concern, and what relief you seek. We will initiate the mediation process through email correspondence. If the dispute is not resolved within sixty (60) days of your Notice of Dispute, either of us may commence a formal arbitration proceeding under this Section 14.

14.3 Binding Arbitration Agreement

Except where you opt-out or where otherwise excepted in this Section 14, both you and SELF ID agree to settle any dispute and resolve any claim, whether in law or in equity, between you and SELF ID that may arise out of or relate to these Terms or your use of SELF Products through final and binding arbitration rather than in court. For the avoidance of doubt, such claims include without limitation those relating to our relationship, these Terms, and your use of SELF Products. In agreeing to binding arbitration, you acknowledge that you: (a) ARE KNOWINGLY AND VOLUNTARILY WAIVING YOUR RIGHT TO BRING ANY CLAIM OR CAUSE OF ACTION AGAINST SELF ID IN ANY COURT, (b) AGREE THAT YOU ARE WAIVING YOUR RIGHT TO A TRIAL BY A JURY, (c) HAVE REVIEWED THIS SECTION 14 AT OUR REQUEST AND ACCEPT ARBITRATION AS THE EXCLUSIVE MECHANISM BY WHICH YOU WILL SETTLE ANY AND ALL DISPUTES WITH US, AND (d) AGREE THAT ANY JUDGMENT OR DECISION BY AN ARBITRATOR IS FINAL AND BINDING. Judgment on the award rendered by the arbitrator may be entered in any court having competent jurisdiction and, unless prohibited by applicable law, the arbitrator will not have authority to award damages, remedies or awards that conflict with these Terms.

14.4 Arbitration Procedure and Cost

Arbitration proceedings will be administered by the American Arbitration Association (“AAA”) and be governed by the AAA Consumer Arbitration Rules (or AAA Commercial Rules , if the dispute in question arises from your activities falling within the scope of either the Attester Supplemental Terms or Requester Supplemental Terms), available at www.adr.org/consumer (collectively, “AAA Rules”). Filing instructions can be found on the AAA's website or by contacting the organization using the information available here or by calling 1-800-778-7879. The AAA Rules will dictate the payment of any fees associated with the arbitration proceeding. A single, neutral arbiter will resolve disputes and the arbitration shall take place at a location that is reasonably convenient to both parties.

14.5 Opt-out of Binding Arbitration Agreement

You may opt-out of this Arbitration Agreement by, within thirty (30) days of accepting the Terms, sending an email to legal@selfid.com with the following statement in the “Subject” line: “Arbitration opt-out”. In your opt-out email, you must include: (a) your name, (b) your email address, and (c) the date on which you agreed to the Terms. If you do not send the opt-out within thirty (30) days, you will be deemed to have accepted this Arbitration Agreement.

14.6 Exceptions to Binding Arbitration

This Section 14 does not apply to any of the following: (a) individual claims that you bring in small claims court, or courts of similar jurisdiction, provided that such a claim or claims is pending only in that court; (b) a claim solely for injunctive relief to stop or prevent use of SELF Products that violate the Terms; and (c) intellectual property infringement. If this Section 14 is determined to not apply to your claim, you agree to the exclusive jurisdiction of the state and federal courts of Delaware to resolve your claim.

14.7 No Class Actions or representative actions

You agree that you may only resolve disputes on an individual basis, and further agree that you will not bring a claim as a plaintiff in a class, consolidated, or representative action, including any action in the capacity of a private attorney general. You knowingly and voluntarily acknowledge and agree that you are waiving any ability to join or consolidate your claim in arbitration with that of any other person or group of persons whether on a class basis or in a representative capacity of any kind. Further, any arbitrator may not award relief on others, whether on a class basis, in a representative capacity, or on behalf of the general public.

14.8 Severability

In the event any provision of this Section 14 is invalidated or deemed unenforceable by a court of competent jurisdiction, the remainder of this Section 14 shall be given full force and effect.

15. Modifications to Terms

Subject to applicable law, we may modify these Terms from time-to-time at our sole discretion, without prior notice to you. Unless otherwise required by applicable law, we will provide you with notice of any modifications to these Terms, including through SELF Products, prior to their effective date to ensure you have an opportunity to review them. Where you continue to use SELF Products after the effective date of such modifications, you hereby agree to be bound by the updated Terms.

16. Specific terms and conditions applicable to Digital Store Distribution Channels

16.1 SELF Mobile Apps

When you download the SELF Mobile App from either the Apple App Store or Google Play, additional terms apply as set forth in this Section 16.

16.2 SELF Mobile Apps provided from Apple App Store

The following Section 16.2 applies to any SELF Mobile App you acquire from the App Store (“App Store-Sourced Software”), owned by Apple Inc. (“Apple''): You acknowledge and agree that this Agreement is solely between you and us, not Apple, and that Apple has no responsibility for the App Store-Sourced Software or content thereof. Your use of the App Store-Sourced Software must comply with the App Store Terms of Service. You acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the App Store-Sourced Software. In the event of any failure on the App Store-Sourced Software to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price for the App Store-Sourced Software to you; to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App Store-Sourced Software, and any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty will be solely governed by this Agreement and any law applicable to us as a provider of the SELF Mobile Apps. You acknowledge that Apple is not responsible for addressing any claims of you or any third party relating to the App Store-Sourced Software or your possession and/or use of the App Store-Sourced Software, including without limitation: (a) product liability claims; (b) any claim that the App Store-Sourced Software fails to conform to any applicable legal or regulatory requirement; and (c) claims arising under consumer protection, privacy, or similar legislation; and all such claims are governed solely by this Agreement and any law applicable to us as the provider of SELF Products. You acknowledge that, in the event of any third-party claim that the App Store-Sourced Software or your possession and use of that App Store-Sourced Software infringe that third party's intellectual property rights, we, not Apple, will be solely responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim to the extent required by this Agreement. You and we acknowledge and agree that Apple, and Apple’s subsidiaries, are third-party beneficiaries of this Agreement as relates to your license of the App Store-Sourced Software and that, upon your acceptance of the terms and conditions of this Agreement, Apple will have the right (and will be deemed to have accepted the right) to enforce this Agreement as relates to your license of the App Store-Sourced Software against you as a third-party beneficiary thereof.

16.3 SELF Mobile Apps provided from Google Play Store

The following Section 16.3 applies to any SELF Mobile App you acquire from Google Play Store (“Google-Sourced Software”): (a) you acknowledge that the Agreement is between you and us only, and not with Google LLC (“Google”); (b) your use of Google-Sourced Software must comply with Google's then-current Google Play Store Terms of Service; (c) Google is only a provider of the Google Play Store where you obtained the Google-Sourced Software; (d) Google has no obligation or liability to you with respect to Google-Sourced Software or the Agreement; and (e) you acknowledge and agree that Google is a third-party beneficiary to the Agreement as it relates to our Google-Sourced Software.

17. Open Source Components

SELF Products may contain or be provided with third-party components subject to the terms and conditions of “open source” software licenses (“Third-Party Open Sources”). Third-Party Open Sources may be identified in our Documentation or we may provide a list of the Third-Party Open Sources to you upon your reasonable written request. To the extent required by the license that accompanies the individual Third-Party Open Sources, the terms of such license will apply in lieu of these Terms with respect to such Third-Party Open Source. Third-Party Open Sources are provided “AS IS” and we make no representations regarding their functionality, quality or performance, and we assume no liability with respect to said Third-Party Open Sources.

18. General Terms

18.1 Communications

You agree to receive communications from us. If you provided a phone number to us, you are required to notify us when you cease to own or control that number. We will process your information in accordance with our Privacy Policy.

18.2 Assignability

SELF ID may assign any and all rights, obligations, and licenses under these Terms without restriction. You may not assign, transfer, or otherwise convey any rights and licenses granted to you under these Terms without our prior written consent.

18.3 Waivers and Severability

In order to have any legal effect, any waiver by us must be signed by our authorized representative and cannot be implied from conduct. If any provision of these Terms is held invalid, illegal or unenforceable, it will be limited to the minimum extent necessary so the rest of the Terms remain in effect.

18.4 Effect of Termination; Survival

Upon termination of these Terms, all rights granted to you hereunder will immediately expire and you must stop using SELF Products. Any outstanding fees or payments owed by you to us will remain due and payable and the following sections shall survive such termination: 5 (Ownership), 11 (Disclaimer of Warranties), 12 (Limitation of Liability), 13 (Indemnification), 14 (Arbitration Agreement), and 18 (General Terms). For clarity, your obligations to Third Parties, including based upon your Engagements, are separate from these Terms, and the termination of these Terms will not affect your rights or obligations regarding such Third Parties.

18.5 Notices

We may send notices or communications to you regarding updates, changes, or other important matters related to these Terms or SELF Products, through email or via in-app notifications. You agree to promptly review any such notices. Notices will be considered effective upon being sent. Any notices to SELF ID shall be sent to us via email at legal@selfid.com .

18.6 Governing law and jurisdiction

These Terms shall be governed and construed according to the laws of the state of Delaware. In the event of any dispute between you and SELF ID, and subject to the Binding Arbitration Agreement set forth in Section 14 of these Terms, you hereby irrevocably submit to the jurisdiction of the state and federal courts located in Delaware. The UN Convention on Contracts for the International Sale of Goods does not apply to these Terms.

18.7 Agency

No agency, partnership, joint venture, or employment relationship is created as a result of these Terms and neither party has any authority of any kind to bind the other in any respect.

18.8 Entire Agreement

This Agreement, including all Incorporated Policies and Supplemental Terms, is the parties' entire agreement regarding its subject matter and supersedes any prior or contemporaneous agreements regarding its subject matter. Headings are for convenience only and “including” and similar terms are to be construed without limitation.

19. Definitions

“Access Credentials” means the methods by which you obtain access to SELF Products and includes Secret Recovery Phrase and Private Key.


“Affiliate” means any business entity which is now or in the future controls, is controlled by, or is under common control with a party to this Agreement, where control means ownership of more than fifty percent (50%) of the outstanding voting stock of the controlled corporation or more than fifty percent (50%) of the equity interests of a non-corporate entity.


“Attestation” is a Verifiable Credential that is either\ self-provided or issued by an Attester to another User’s DID.


“Attester” is a Third Party that creates Verifiable Credentials that are issued to Users.


“Blockchain” means a distributed digital ledger of cryptographically signed transactions that are grouped into blocks, and each block is cryptographically linked to the previous one (making it tamper evident) after validation and undergoing a consensus decision.


“Decentralized Identifiers,” or each a “DID”, are globally unique identifiers made up of a string of letters and numbers that may act as an identifying address when on a verifiable data registry, including Blockchains, and which are independent of any organization.


“Documentation” means the then-current technical documentation, user and reference guides, and other materials we provide related to our Products.


“Self”, is the secure structure in which private keys are stored, and is the sum of DIDs, including Verifiable Credentials, associated with a User's DID and it is Self's version of a “digital wallet”.


“Private Key” means a unique, confidential string of characters created with a cryptographic algorithm that is used to access and control the contents of your Self.


“Public Key” means a cryptographic identifier derived from a Private Key that is used to receive and verify transactions on a blockchain.


“Requester” is a specific category of Third Party who seeks certain subsets of your User Data for a specific business, commercial, or regulatory purpose. Each instance of such a solicitation of another User's User Data is a “Request.”


“Secret Recovery Phase” is a series of words used to regain access to your Self in case of a loss or compromise of your Private Key.


“SELF Products,” or “Products,” mean, without limitation, the SELF Mobile Apps, the SELF Web Portal, SELF API, and any other product or service made available to you by SELF and which references these Terms.


“SELF Network” means a decentralized, free-to-publish network that serves as the default publication location for Molecules and other User Data.


“Third Parties” means any User to whom you may disclose your User Data, including your Molecules, either at your discretion or as a requirement based on your interaction with SELF Products, and includes Attesters and Requesters.


“Third Party Registries and Platforms” refers to external services, including Blockchains, that Users can choose to interact with through SELF Products, enabling different functionality or features at User's discretion and include peer-to-peer networks (like Hyperswarm), blockchain ledgers (like Bitcoin), and distributed file systems (like IPFS).


“Usage Data” means technical, log, usage and other data related to User's general use of SELF Products, such as version number, but excludes User Data.


“User” means a natural person, an organization, or legal entity that controls one or more DIDs through SELF Products and, for clarity, includes Third Parties.


“User Data” means all data, information, digital assets, credentials, identifiers, and other materials created, generated, uploaded, stored, transmitted, or otherwise made available through SELF Products by a User including, without limitation, any digital currencies, tokens, VCs, or Access Credentials, in each case encrypted and controlled solely by the User.


“Verifiable Credential(s),” or each a “VC”, is a DID signed by an Attester and provided to a specific User.